Condo & HOA Disputes

Florida is home to more community associations than any other state in the country. With that density comes a high volume of disputes between associations and their members, including conflicts over assessments, governance, maintenance responsibilities, architectural restrictions, damages, and enforcement actions. At Your Legal Advocate, we represent both individual owners and associations in condominium, homeowner association, and cooperative disputes, bringing deep knowledge of Chapters 718, 719, and 720 of the Florida Statutes to every matter.

Types of Condo and HOA Disputes We Handle

• Assessment disputes: Challenges to special assessments, delinquent assessment collection, and disputes over the calculation and allocation of maintenance fees
• Board governance disputes: Challenges to board elections, recall proceedings, conflicts of interest, and violations of fiduciary duties by board members
• Covenant and restriction enforcement: Disputes over architectural modifications, use restrictions, pet policies, rental restrictions, and other declaration provisions
• Maintenance and repair disputes: Conflicts over responsibility for repairs, reconstruction after casualty, and failure to maintain common areas or limited common elements
• Insurance disputes: Conflicts between associations and insurers over property damage claims, coverage questions, and loss allocations
• Arbitration and pre-suit proceedings: Mandatory arbitration through the Division of Florida Condominiums, Timeshares, and Mobile Homes for disputes that require arbitration before litigation
• ADA and fair housing issues: Reasonable accommodation requests, service animal disputes, and accessibility requirements

The Regulatory Framework

Community association law in Florida is governed by a complex statutory framework that includes the Florida Condominium Act (Chapter 718), the Florida Homeowners’ Association Act (Chapter 720), and the Florida Cooperative Act (Chapter 719). These statutes impose detailed requirements on associations regarding budgets, elections, record-keeping, assessments, and dispute resolution. Understanding these requirements is essential to effective representation in community association disputes.

Our Approach

Condominium and HOA disputes can be emotionally charged and legally complex. We bring a measured, strategic approach to these matters, focusing on the applicable statutes, the governing documents, and the specific facts of each case. Whether we are representing an owner fighting an unjust assessment or an association enforcing its declaration, we pursue our client’s objectives through the most effective available channels, including negotiation, pre-suit demand, arbitration, mediation, and litigation.